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Terms of Use
The following are terms of a legal agreement between you and Putnam Family & Community Services, Inc. (PFCS). By accessing, browsing or using this Web site, you acknowledge that you have read, understood and agree to be bound by these terms and to comply with all applicable laws and regulations, including export and re-export control laws and regulations. If you do not agree to these terms, please do not use this Web site.
PFCS may, without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this posting. PFCS may also make improvements or changes in the programs and services described in this site at any time without notice.
GeneralThis Web site contains proprietary notices and copyright information, the terms of which must be observed and followed.
This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without prior written consent from PFCS, except that PFCS grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site. Notwithstanding the foregoing, any materials that are made available for downloading, access or other use from this site with their own license terms, conditions and notices will be governed by such terms, conditions and notices.
Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, PFCS does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media.
Certain DisclaimersInformation on this Web site is not promised or guaranteed to be correct, current, or complete, and this site may contain technical inaccuracies or typographical errors. PFCS assumes no responsibility (and expressly disclaims responsibility) for updating this site to keep information current or to ensure the accuracy or completeness of any posted information. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in this site.
PFCS provides no assurances that any reported problems will be resolved by PFCS, even if PFCS elects to provide information with the goal of addressing a problem.
Confidential InformationPFCS does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to PFCS will be deemed NOT to be confidential. By sending PFCS any information or material, you grant PFCS an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that PFCS is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it: or (c) we are required to do so by law. Personally-identifiable information that you submit to PFCS for the purpose of receiving products or services will be handled in accordance with our privacy policies. Please see the tab entitled “Privacy” for information regarding PFCS’ privacy policies.
Global Availability
Information PFCS publishes on the World Wide Web may contain references or cross references to PFCS programs and services that are not announced or available in your country. Such references do not imply that PFCS intends to announce or make available such programs or services in your country. Please consult PFCS for information regarding the programs and services that may be available to you.
Business Relationships
This Web site may provide links or references to non-PFCS Web sites and resources. PFCS makes no representations, warranties or other commitments whatsoever about any non-PFCS Web sites or third-party resources that may be referenced, accessible from, or linked to any PFCS site. A link to a non-PFCS Web site does not mean that PFCS endorses the content or use of such Web site or its owner. In addition, PFCS is not a party to or responsible for the availability of such external sites or resources, and is not responsible or liable for any content, services, products or other materials on or available from those sites or resources.
When you access a non-PFCS Web site, (even one that may contain the PFCS logo) please understand that it is independent from PFCS, and that PFCS, does not control the content on that Web site. It is up to you to take precautions to protect yourself from viruses, worms, Trojan horses, and other potentially destructive programs, and to protect your information as you deem appropriate.
Linking to This SiteAll links to this Web site must be approved in writing by PFCS, except that PFCS consents to links in which the link and the pages that are activated by the link do not: (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site; (b) misrepresent your relationship with PFCS; (c) imply that PFCS approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about PFCS or otherwise damage the goodwill associated with the PFCS name or trademarks. As a further condition to being permitted to link to this site, you agree that PFCS may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any PFCS trademark.
DISCLAIMER OF WARRANTY
USE OF THIS SITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PROGRAMS, AND SERVICES ARE PROVIDED “AS IS,” WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. PUTNAM FAMILY & COMMUNITY SERVICES, INC. EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, PFCS MAKES NO WARRANTY OR GUARANTEE THAT THIS WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.
YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS OR INFORMATION YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
Limitation of LiabilityIn no event will PFCS be liable to any party for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this Web site or any use of this Web site, or of any site or resource linked to, referenced, or accessed through this Web site, or for the use or downloading of, or access to, any materials or information, including, without limitation, any lost profits, business interruption, lost savings or loss of programs or other data, even if PFCS is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories.
Additional or different terms, conditions, and notices may apply to specific materials and information offered through this Web site. In the event of any conflict, such additional or different terms, conditions, and notices will prevail over these Terms of Use. Please see the applicable agreement or notice.